Death

• Windfall of Cash via Inheritance 
• House in deceased name – how to refi

Divorce

• Owelty Refinance vs Cash Out Loans 
• Post Divorce Loans (ex: alimony income, trust income, etc.) 

Family Support

• Home Equity Loans for:
  • Kid’s college 
  • Home Improvement 
• Reverse Mortgages 
• Buying house for kid:
  • going to college
  • after college 
  • with special needs 
• Buying a home for Elderly Parent
• Implications of Co-signing a Mortgage for Family Members
• Community Property ( 

Self-Employed 

• Self-Employed Income 
• Windfall of Cash (from sale of business) 
• Professional Loans (Options for Clients with Significant Student Debt)
• How to Handle a Mortgage When Starting a New Business

Wealthy Decisions

• Buying (big) second home 
• Growing wealth through Investment Properties 

Mortgage Info

• Lower Down Payments are okay 
• Estate Plan with a Mortgage (close in trust, get life insurance) 
• Bridge Loans 
• Exploring Mortgage Options for Clients Nearing Retirement (before you announce retirement)
• Jumbo Loan Amounts
• All-in-One 
• Gifts (not family loans)
• Should Clients Pay Points to Lower Their Mortgage Rate?
• Using Non-Traditional Assets to Help Qualify for a Mortgage
• Guidelines on Using IRA or 401(k) Funds for a Down Payment

Understanding How Mortgage Interest Deductions Impact Taxes

Using a Mortgage as Part of Wealth Transfer for Heirs

Using a Mortgage to Manage Tax Liabilities